There are currently over 70,000 housing applications to the Ministry of Housing and its implementation agency, the Trinidad and Tobago Housing Development Corporation (HDC).

WHO CAN APPLY?

§               Any resident citizen of Trinidad and Tobago.

§               21 years and over.

§               Who does not wholly or partly own a house or property.

§               And has a steady, reliable income.

 

HOW ARE HOUSES ALLOCATED?

§               75% Reserved For Public Applicants through the random lottery system.

§               10% reserved for the Joint Protective Services – Police, Army, Prisons and

                        Fire Services.

§               15% to deal with Special Emergency Cases, Senior Citizens and

         Physically Challenged Persons.

 

WHAT ARE MY HOME OWNERSHIP OPTIONS?

Qualifying for a mortgage is the first step to homeownership.

§                Rental accommodation is available for persons who do not qualify for a

          mortgage, but have a steady income.

§                Rent to own options are also available, whereby past rental payments are

applied as a deposit payment toward the purchase price and further rental income converted into mortgage payments.