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Application Process

To benefit from the Aided Self-Help Housing Programme, you must complete the
following process
Step 1

Potential applicants must meet the eligibility criteria outline below.

Step 2

The application period for persons without land is currently closed.

Step 3

The housing lots will be allocated to beneficiaries using the following criteria:

  • 70% – Via Modified Weighted System;
  • 30% – Based on the recommendation of the Minister with responsibility for housing.

Eligible citizens, without land, will be able to access:

  • affordable fully developed housing lots at 30% the market value
  • mortgages at subsidised (2% and 5%) interest rates from the Trinidad and Tobago Mortgage Finance Company (TTMF)
  • subsidised pre-approved house plans
  • a list of registered building contractors
  • technical assistance and oversight for the construction of their homes
  1. This initiative targets persons or families whose combined gross monthly income does not exceed $25,000;

If you do not own land, you must:

  • Be a citizen of Trinidad and Tobago and have resided (uninterrupted) in Trinidad and Tobago for the last five (5) years preceding the date of signing a Statutory Declaration
  • Be able to qualify for funding for the construction of the home
  • Be twenty one (21) years and over
  • NOT be owner/part owner of property/land in Trinidad and Tobago at the time of allocation of the lot.
  • Be first time homeowners
  • Have a monthly (single or combined) income that does not exceed $25,000.00

Once you have met the eligibility requirements, please see below for application instructions:

  1. Application Forms can be downloaded below or accessed at: The Ministry of Housing and Urban Development, Level 2, #44-46 South Quay, Port of Spain; HDC San Fernando Area Office, #2 Mc Gillvary Street, San Fernando; HDC Couva Mall, Lisas Gardens, Couva; Land Settlement Agency Head Office, Orange Grove Road South, Tacarigua.
  2. The application period for persons without land is currently closed. 
  3. Potential applicants will be required to submit the original and a copy of supporting documents at the time of application. These include the T&T National Identification card, electronic birth certificate, driver’s permit or passport; marriage certificate (where necessary), proof of income (recent payslip, job letter or declaration of income for self-employed persons)
  4. Additionally, applicants will need to provide the original and a copy of the electronic birth certificate of any other persons listed in the application.
  5. Persons with disabilities will be required to show evidence of a permanent disability.
  6. Applications will be verified by Customer Service Representatives and entered into the Ministry’s database;
  7. It must be noted that the receipt of an application does not guarantee success in receiving a lot of land under the Government’s Aided Self-Help Housing Programme.

The housing lots will be allocated through a Modified Weighted Selection System to beneficiaries using the following criteria:

70% of eligible applicants will be selected via a computerised draw;

    • 30% will be selected based on the recommendation of the Minister with responsibility for the housing sector;
  • This criteria preserves equity and transparency in the system; it gives persons with the greatest need, an opportunity to be selected and ensures that those selected are financially capable of servicing a mortgage.
  • Successful applicants will be shortlisted and interviewed to verify the veracity of the application.
  • Name searches will be conducted to confirm applicant(s) claim of landlessness.
  • Shortlisted applicants will undergo an assessment interview at TTMF or financial institution of their choice to determine the amount for which they can qualify, based on their age, income and other financial commitments (debt ratio).
  • The Aided Self-Help Housing Committee will then evaluate the applications with a view to making recommendations for the allocation of the housing lots based on the eligibility of the applicant. Note, the cost of the housing lot and house will be matched to the financial qualification of the applicant(s).
  • The shortlist will be forwarded to the Minister of Housing and Urban Development for approval
  • Once approved, the Committee will dispatch Letters of Offer to potential beneficiaries. Please note the offer is non-transferable and any attempts to transfer/assign same shall immediately invalidate the offer. The Committee reserves the right to withdraw the offer upon discovery of any violation/ breach of the terms and conditions of the Lease Agreement.
  • Applicants will be given 7 days to indicate acceptance of the offer, upon which a formal Agreement for Sale will follow highlighting all the relevant terms and conditions governing the lot of land allocated to the applicant(s).
  • Under the terms and conditions of the Agreement for Sale, the applicant(s) will become eligible for a Deed of Lease upon satisfactory completion of the said terms.
  • The offer cannot be accepted should the applicant(s), co-applicant(s) be in occupation of/pursuing an application for a parcel of state/ private land elsewhere, other than what is being offered herein. Alternatively, should the applicant(s), co-applicant(s) wish to accept the offer he/she will be required to take steps to immediately give up vacant possession and occupation of any/ all other lands and terminate any/all applications for same, in order to remain eligible hereunder, failing which, the offer will become immediately invalid
  • The land should not be rented, subdivided, assigned or otherwise disposed of in any manner whatsoever inter vivos (unless a written application is made to the State or the relevant approving authority and consent in writing is granted by the State in accordance with the terms and conditions of the Deed of Lease.
  • The lot of land must only be used to build an owner occupied habitable dwelling house for domestic/ residential purposes to accommodate the applicant/family only and is not to be used for any industrial, commercial, agricultural or any other purpose (unless a written application is made to the relevant approving authority on behalf of the State and consent in writing is granted by the State or relevant approving authority in accordance with the terms and conditions of the Deed of Lease).