Government-Subsidised Housing Application Process
Any resident citizen of Trinidad and Tobago who:
- Is 21 years and over;
- Does not wholly or partly own a house or residential property;
- Earns no more than $25,000.00 per month.
- Application forms can be obtained from any office of the Housing Development Corporation or the Ministry of Housing and Urban Development;
- Application forms must be completed and submitted to any office of the Trinidad and Tobago Housing Development Corporation (HDC); or,
- Online at www.housing.gov.tt
- Information from the completed application form is entered into the Ministry’s database;
- Applicants then receive a reference number, username and password. The reference number identifies the applicant(s) on the database. (The username and password allow applicant(s) to login to their account to view and/or make changes to their application information as and when necessary.)
- The status of the application remains unchanged until the application is selected in a computerized, modified draw.
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- Once the HDC identifies a housing development that is almost near completion, a computerized, modified selection draw is conducted. Every application has an equal opportunity of being selected during this process. (Salary range of the applicant(s), number of housing units available and, cost of units are just some of the weights used to determine the applicants that will be selected in any given draw).
- Based on the selling price of the units, the Trinidad and Tobago Mortgage Bank recommends the salary ranges applicable to accessing a mortgage.
- Selected persons are contacted by the HDC and invited to attend an assessment interview. At time of interview, applicants will be required to submit financial and legal documents, which will be identified in a letter.
- Applicants found to be eligible, are then sent to the Trinidad and Tobago Mortgage Bank for a mortgage assessment
- Following the mortgage assessment at TTMB, a listing is done of all suitably qualified persons
- Letters of offer are then made to these persons
- Once the units are completed and ready for distribution, the keys are handed over to the respective homeowners
- Applicants who are unable to access mortgage arrangements may be considered for the rent-to-own or rental options.
- An applicant always has the option to decline the unit they have been allocated and formally request that their application be ‘untagged’ and return to the pool of applicants in the database for selection in subsequent draws.